Insurance Claims

What To Do If You Think You Need To File a Claim

If you think you need to file a claim, we recommend that you contact a reputable contractor in your area to get an inspection. They should be able to confirm whether or not the damage exceeds your deductible.

If the damage doesn’t exceed your deductible, you will need to cover the repair costs yourself.

Even if the damage exceeds your deductible, it's generally best to reserve insurance claims for significant losses—such as roof replacements or other catastrophic events. Covering smaller repairs out of pocket will help you avoid claim surcharges on your policy.

If the damage exceeds your deductible and you decide to file a claim, please call us for assistance in guiding you through the process, or find your carrier below to file a claim directly with them.