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Privacy Policy for Insurance Resources Group

Effective Date: 03-01-2025

Insurance Resources Group ("we," "us," or "our") is committed to safeguarding your privacy and ensuring transparency about how we collect, use, and protect your personal information. This Privacy Policy explains how we handle your Personal Identifiable Information (PII) when you visit our website, interact with our services, or submit information via forms on our website. By accessing and using our website and services, you consent to the practices outlined in this Privacy Policy.

1. Information We Collect

We collect different types of information to provide and improve our services to you:

  • Personal Information You Provide: When you fill out a form on our website or contact us through other means, we collect the following types of personal information:
    • Name
    • Email address
    • Phone number
    • Physical address
    • Date of birth
    • Driver License No
    • Mailing Address
    • Household Information
    • Business Information
  • Automated Data Collection: We automatically collect certain data when you visit our website. This includes information collected through cookies and other tracking technologies such as:
    • IP address
    • Browser type and version
    • Device information
    • Referring website URL
    • Pages visited on our site
    • Date and time of visit
  • Cookies and Tracking Technologies: Our website uses cookies to enhance your browsing experience. Cookies are small data files that are placed on your device to store and retrieve information. You can control cookie settings through your browser, but please note that disabling cookies may affect the functionality of the site. We also use third-party services such as Google Analytics, which uses cookies to track website usage and trends.
    • Google Analytics: We use Google Analytics to analyze how users interact with our website. This tool helps us track user behavior, identify issues, and improve the performance of our site. For more information, you can review Google's Privacy Policy.

2. How We Use Your Information

The personal information we collect is used for various purposes, including:

  • Providing Services: To respond to inquiries, process requests, and provide services to you.
  • Improving Our Website: To enhance the user experience and make improvements based on your feedback and usage patterns.
  • Communications: To send you updates, newsletters, marketing communications, and service-related notifications (you can opt-out of marketing emails at any time).
  • Legal Compliance: To comply with applicable legal requirements, regulations, or court orders.
  • Internal Analysis: To analyze trends, monitor usage of our website, and improve business operations.

3. How We Share Your Information

We value your privacy and do not sell, rent, or trade your personal information. However, we may share your information with trusted third parties in the following cases:

  • Service Providers: We may share your information with third-party vendors or service providers who help us with functions such as website hosting, customer support, payment processing, and marketing services. These third parties are required to protect your personal information and only use it for the purposes for which it was provided.
  • Legal Compliance: We may disclose your information if required by law, such as responding to subpoenas, court orders, or other legal processes.
  • Business Transfers: In the event of a merger, acquisition, or sale of company assets, your personal information may be transferred as part of that transaction. We will notify you before your information becomes subject to a different privacy policy.

4. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including any legal, accounting, or reporting requirements. In general, we retain personal data for a period of 365 days. After this period, any personal information collected through forms will be securely deleted from our systems to prevent unauthorized access.

5. Your Data Protection Rights

Depending on your location and applicable data protection laws, you may have certain rights regarding your personal information. These rights may include:

  • Access: You have the right to request copies of your personal data that we hold.
  • Rectification: You may request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
  • Erasure: You have the right to request the deletion of your personal data under certain circumstances.
  • Restriction of Processing: You have the right to request the restriction of processing of your personal data under certain conditions.
  • Data Portability: You may request the transfer of your personal data to another organization or directly to you, in a structured, commonly used, and machine-readable format.
  • Object to Processing: You have the right to object to the processing of your personal data in certain circumstances.

To exercise any of these rights, please contact us using the contact details below. We will respond to your request within a reasonable time frame and as required by applicable laws.

6. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website. Cookies help us personalize content, analyze website traffic, and improve site functionality. By using our website, you consent to our use of cookies in accordance with this Privacy Policy.

  • Types of Cookies We Use:
    • Essential Cookies: These cookies are necessary for the functioning of the website and cannot be turned off in our systems.
    • Performance Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information.
    • Functional Cookies: These cookies allow us to remember your preferences and personalize your experience on the website.
    • Advertising Cookies: These cookies are used to serve advertisements that are relevant to you based on your behavior on our site.

You can manage or disable cookies through your browser settings. Please note that blocking or disabling cookies may affect your experience on our website.

7. Children's Privacy

Our website and services are not intended for use by children under the age of 13. We do not knowingly collect or solicit personal information from children. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete such information from our records. If you believe we have collected personal data of a child, please contact us immediately.

8. Links to Other Websites

Our website may contain links to third-party websites that are not operated by us. These websites may have their own privacy policies, which we encourage you to review. We are not responsible for the content or privacy practices of third-party websites.

9. Security of Your Information

We take the security of your personal information seriously and use reasonable physical, technical, and administrative measures to protect it from unauthorized access, alteration, or destruction. However, please note that no method of transmission over the internet is completely secure, and we cannot guarantee the absolute security of your data.

10. International Transfers

If you are located outside the United States, please be aware that your personal information may be transferred to, stored, and processed in the United States, where our servers are located. By using our website or services, you consent to the transfer of your personal data to the United States.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any changes to this policy will be posted on this page with an updated "Effective Date." We encourage you to review this policy periodically for any updates.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or how your personal data is handled, please contact us at:

Insurance Resources Group
Address: 1310 E Park St, Olathe, KS 66061
Phone: 9137680008
Fax: 913-768-0327
Email: info@irgks.com
Website: www.irgks.com